Can I afford to be a stay-at-home mom?

At base, it’s a matter of being disciplined. Here are the basic areas of your life you can look at in order to free up some cash:

She provides a fairly basic list of things you can do. Most people have heard of these already, so I won't bother repeating them hear.

The thing of it is is that it all comes down to math. Can you make a budget and stick to it? All it takes is basic math skills and everyone should have them.

A basic budget only really needs addition and subtraction:
Add together all your sources of income.
Add together all your bills.
Subtract the two and if the answer is negative then you have a problem and need to go through you bills to see where you can spend less.

The biggest problem with creating a budget is that most people I have talked to would rather not know their current financial state. they prefer that its somewhat nebulous. Maybe a its just a case of ignorance is bliss. But you can't be saved in ignorance, you have got to know for yourself.